Attention homeowners in Encino and Los Angeles County: Get an Appraisal today!

The top 7 reasons CA homeowners need Morris Appraisal, Inc.:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Los Angeles county's assessment of your property
  3. Remove PMI to cut a mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a CA divorce, when real estate property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Los Angeles county or CA

Do you own a home in or near Encino? Do you need help determining the value of your real estate?
Contact Morris Appraisal, Inc..

We at Morris Appraisal, Inc. understand the special needs of a customer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Morris Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Morris Appraisal, Inc., we're seasoned in helping customers just like you do away with undesirable PMI insurance.

Challenge Los Angeles county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other houses close by. This means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Morris Appraisal, Inc. is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Morris Appraisal, Inc. can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Morris Appraisal, Inc. can help you with that. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.